J A N U A R Y 2026:

2y 4m variable

18y 6m fixed

HAPPY NEW YEAR 2026!

Following things to quote and do this year, because we didn't get to do all the things on last year's list. 😆😆

Things to quote and do:

• Backyard landscaping after concrete is done- decking front porch and back porch.

• Levelling/ soft fall for monkey bar set 🐒

• wicking beds, outdoor bench seats to sit and supervise 👨‍🌾 the cleared space is currently overgrown - talk about water restrictions this year so I want the tank connected (it's been sitting unconnected all this time! 🙈)

Things to purchase:

• Security cameras- ring camera? 📹 - some numpty went around cutting Christmas lights in December. Who does that?

+ Better wardrobe storage? Or just declutter the old clothes as required. - DECLUTTER at least one bag a month!

+TV? Hubby desperately wants a new one 🤣 - it's held all 2025 year but the fetch box is annoying Hubby like crazy - it's gonna go this year.

I'm not gonna lie- 2025 was a bit of a dumpster fire. I'm hoping to get back on track in 2026.

I'd love to pick up some part time work or a side hustle that pays a bit more for fun money. The one I did kinda fell apart so it killed the vibe.

Here's to 2026!

As many of you are aware I'm now living at my little house in North West Victoria. Today marks the end of the first week here and it's gone incredibly quickly. I'll be honest and say apart from unpacking I've mostly just allowed myself to rest. I was really exhausted by the lead up to the move as well as the move itself. It's also been really hot here.

Now that most rooms are unpacked I want to start working on the outside of the house, clearing away any long grass and tumble weeds. A lot of them have blown away but I need to clear more each day I suspect if I want to keep them from piling up. I'll need to mow in stages, the front part of the house is fine - I mowed that last visit but the rest will be done in order of priority.

My first inside job is to attach panelling to the laundry room wall to block the cat from escaping. It's only a temporary fix but it will mean I don't have to worry about her until I'm ready to fix that part properly.

I also want to cover a couple of floor holes in the back part of the house. Fixing the subfloor is the next job my son-in-law will be helping me with but he's busy replacing his own kitchen at the moment so it will probably be a while before he's available.

Never too late to add in goals, right?

Here's my dream for 2030

Financial

• pay off home loan and investment loan
• have savings/growth accounts for both children
• achieved FIRE and enjoying retirement
• maintain a working stockpile of household requirements only

Health

• lose 20kgs and keep it gone forever
• family is happy and healthy and are supported to pursue activities that they enjoy
• commit to a low carb lifestyle
• expand our minds by trying something new or visiting some place new once a month
• Commit to 1000 hours outside every year for the children

Home

• Print and frame and hang up family photos
• Selection of fruiting plants are established and bountiful (as of 2021 currently still in their barrels!)
• home is as energy efficient as possible, solar battery purchased
• continue to pursue minimalism with a capsule wardrobe and only keeping items of use
• a home for everything and everything in its place

Community

• get to know the neighborhood, continue to support local businesses
• continue to invest in Kiva loans to help others achieve their dreams (at least one loan a month) - Get to 200 loans.
• use local Buy Nothing group to declutter unloved items in our home and find new homes that will love them
• commit to low tox, sustainable lifestyle. Invest in quality things that will allow this to happen.

Travel

• visit all the Victorian big things
• road trip family holidays to SA, ACT, NSW, QLD
• family holidays to all the states and territories
• begin overseas travel to all the continents when covid safe to do so, start in Asia after kids turn 4.5 or NZ if not safe by then
• travel to a Disneyland in 2027