My level headed method helps me reach my goals

My daily book has been helping me save my goals and achieve all year. At the start of the year I bought an A4 meeting book, with section dividers. This gives me a section for my goals, one for 'major lists' that will go through the whole year and lists of different levels. To give you an example, it's this one here: http://www.createl.com.au/buy/meeting-record-book-purple/2578P

I count general housework as Level 1, things like tidying up/sorting, paper cleaning as Level 2 and Level 3 as big things that need other help, such as tax or renovating/new major organisation of the house and so on.

I work full time at a job that has many night and after hour events, so find myself doing a lot of Level 1 on the weekends. However, unless I make a conscious effort, I do not get much of Level 2 or 3 done. Using this book both at work and home helps me to be really organised!

Make-up removal wipes make tough cleaning a breeze

I stumbled across a fantastic household cleaning product quite by accident! While cleaning and decluttering the makeup drawer, I accidentally found myself smearing broken-off eyeliner and other cosmetic dust around. The standard multi-purpose cleaners were not helping and the mess was getting bigger. In desperation, I grabbed out a make-up remover wipe and attacked the mess. Just like that, it removed all the old eyeliner, plus power foundation and everything else from the bottom of the drawer! I'm adding make-up wipes to my regular bathroom cleaning routine from now on!

'Bench-top notes' keep families on the same page

Here is a hint that has saved our family time, money and arguments, not to mention countless wasted scraps of paper. This year we purchased a large diary for family use, labelled it 'Bench-top Notes' and sat it on our bench. In this diary we write notes to each other that in the past, would have been on scrap pieces of paper that would often be missed or mislaid. Anything from appointment reminders, details of missed phone calls, housework or instructions for our teenage boys, or just simple but personal notes to each other such as 'Hi sweetie, have a great day, I love you, see you at 5.30!' and so on! It has tidied up our bench-top, kept us all organised and an added bonus is that we can look back on our entries for confirmation of bills being paid, appointments kept or cancelled with the reason why and smile at the little love notes to and from each other. This diary cost about $12 but it now contains the priceless and lifetime memories of our 'Bench-top Notes'.

Create a 'roundtuit' fund

I have found a great way to stop impulse buying. I turn the money I would have spent into a 'roundtuit'. A roundtuit is one of those things you always put off and say you will get 'around to it'. Have you always wanted to learn to ride a horse or treat yourself to a massage? Or buy an art print but, because of the expense, have never got around to it? Well, I now put the money I would have spent on impulse buying straight into my roundtuit fund.

Instead of buying that glossy magazine, I look at the price and I put that amount into a special pocket in my wallet. I try and jot down what I nearly bought as well. When the time comes to buy the art print I have always wanted, I can see that it was worth two magazines, a fast food lunch, a shirt on special and a home delivered pizza. I don't feel guilty because the purchase has been funded by my roundtuit fund.

I no longer waste money on stuff I don't really need and I can also see where I am most likely to waste money, which will hopefully protect me from temptation. Most importantly, I'm able to achieve my dreams, almost without realising it. It's a great way to save for what you really want, so isn't it about time you got around to it?