Make-up removal wipes make tough cleaning a breeze

I stumbled across a fantastic household cleaning product quite by accident! While cleaning and decluttering the makeup drawer, I accidentally found myself smearing broken-off eyeliner and other cosmetic dust around. The standard multi-purpose cleaners were not helping and the mess was getting bigger. In desperation, I grabbed out a make-up remover wipe and attacked the mess. Just like that, it removed all the old eyeliner, plus power foundation and everything else from the bottom of the drawer! I'm adding make-up wipes to my regular bathroom cleaning routine from now on!

End ant invasions pronto with Talon gel

I have found a truly fantastic product which gets rid of ants like no other pest treatment I've ever seen. Upon my recent invasion of ants, the faithful old borax and sugar mix was barely making a dent in their numbers. I couldn't use my own kitchen bench, guests were commenting and while I hate killing anything, it was driving the whole family crazy.  Thank goodness for Talon Ant killer gel! It works immediately (I saw ants leaving food and running to this gel), they swarmed it and as the product promises, they are gone in 48 hours. I can leave food out on the bench now and there are none to be seen. The gel works for 14 days, but at $8 for 5ml, it is totally worth it!

Handy pillowcases make for a tidy linen cupboard!

I have saved myself the frustration of constantly losing items from my sheet sets (and the expense of having to buy replacements) by keeping them all together in a simple but ingenious way! I used to be constantly searching for a full set of sheets and pillowcases in my linen cupboard no matter how many times I tidied it up. It's crazy but, in my frustration, I actually found myself buying new sets! Knowing this wasn't a real solution I finally pulled everything out, put all the sets together and placed all the sheets and extra pillowcases inside one matching pillowcase. Since then I haven't lost a single item! I can easily see my sheets and duvet sets and the kids can now find their sets and make their beds on their own.

Declare war on the mortgage

We decided to get rid of the $96,000 mortgage on our home within three years. The massive load of interest we would pay to the bank was over the top and we felt that the bank owned us. The entire family bought into the project one hundred percent.

1) We replaced the nice modern cars with older, less costly ones. The net difference and any savings we had and $700 from a garage sale were paid off the mortgage.

2) We agreed to budget as if we were in a life and death war and the war had to be won in three years. I developed an Excel budget spreadsheet and we tweaked the numbers until we had a 'do-able' weekly saving of $220 extra to pay off the mortgage. Clothes purchases would be done exclusively at 'Harrods', our Salvation Army shop, until the war was over.

We decided to run any item not budgeted for over three 'hurdles'.

The first hurdle was 'could it shorten the mortgage war?'

The second hurdle was 'is it a health issue?' and if so what was the least-cost workable solution?

The third hurdle was 'could it wait until the end of the three years?'

3) As time progressed we became pretty smart at reassigning money to reward ourselves for enduring the war. This meant we could have a low cost take away sometimes, or spend on an out of budget item we had set our hearts on.

It took nearly four years to knock off the mortgage. Yes, we won the war a little later than hoped, but we won. If it had taken eight or nine years to win, it would still have been worth it.

The legacy of our war against the mortgage is that we have developed great money saving skills for life. And life is great.