'Gentle reminder' can lead to a lifetime of saving

Often all it takes is the smallest reminder to make a huge difference. Having just turned 65 and now "eligible" to retire, I am not ready to do so either physically, emotionally or socially. I'm also frequently with younger people, who don't necessarily have the same basic foundation of budgeting that I was brought up with. With that in mind, I have taken to carrying around a subtle reminder of the cost of living which not only works for me, but will hopefully rub off on those around me.

My card wallet has a 'sticker' reminder, which says "$20? Is it worth one hour of work?" It's small and discreet, but effective! It also serves as a talking point when I am out and about with some of the younger ones and buying coffee or lunch. It's simple to make the label on the computer or by hand, then clear tape to the card wallet. Here's to some improved lifestyle options as I age further!

End ant invasions pronto with Talon gel

I have found a truly fantastic product which gets rid of ants like no other pest treatment I've ever seen. Upon my recent invasion of ants, the faithful old borax and sugar mix was barely making a dent in their numbers. I couldn't use my own kitchen bench, guests were commenting and while I hate killing anything, it was driving the whole family crazy.  Thank goodness for Talon Ant killer gel! It works immediately (I saw ants leaving food and running to this gel), they swarmed it and as the product promises, they are gone in 48 hours. I can leave food out on the bench now and there are none to be seen. The gel works for 14 days, but at $8 for 5ml, it is totally worth it!

Give a bag full of happiness

For a super, low-cost, personal and heartfelt gift, why not give someone a Happy Bag? All you need is a plastic 'loot bag' such as those given away at children's birthday parties, and fill with the following:

*An eraser - so that you can make your mistakes disappear.

*Five cents - so you can never say that you're broke.

*A marble - in case someone says you've lost yours.

*A rubber band - to stretch yourself beyond your limits.

*A piece of string - to tie yourself together when things fall apart.

*A bear hug (cut out teddy bear picture or motif) - to remind you that someone cares.

Use it or lose it

As part of my $21 Challenge to use all the food in the pantry, I have set up a 'use up soon' basket containing items getting close to their use-by date. This way, I will remember to use things before I have to throw them out.