No need for takeaways with home 'auto replen' system

I have finally found a grocery system that works for me! My husband calls it 'auto replen' grocery shopping. First, I buy discounted Woolworths e-gift cards from the Entertainment Book (saving 5%). Then, having downloaded the Woolworths app on to my phone, I purchase a delivery saver, $50 for three months of deliveries. This works out about $2 per delivery for us.

Whenever we run out of something, or it is getting low, I add it to my shopping list on my phone. Once we reach $100, I then purchase the groceries. Woolworths has the same prices in store as online and the same specials. I have found this reduces takeaway significantly, as we order 2-3 times per week (I have three adults and three children in my household, plus frequently two to four young children or teenage guests. If we want something in particular, we need only wait one day for it.

We liken it to the automatic replenishment system that the larger department stores have. It works for them and it works for us too!

Low cost fake nails stop me biting real ones

I have found fake nails are the best solution to stop me from biting my real ones. You don't have to spend a fortune on salon acrylics every four weeks either. There are DIY kits on AliExpress such as Belle Fille which look easy and are affordable. Making sure to use a cuticle oil or cream regularly during the day also helps to stop picking of said cuticles too!

Natural sanitiser

I have been receiving your fabulous emails for ages and I thought I'd share a favourite saving hint of my own.
 
My naturopath gave me a tip which saves money and is better for our health too. She said that most hand sanitisers contain chemicals and antibacterial properties that not only kill bad bacteria but also kill off essential good bacteria. The good bacteria on our hands helps to fight off infections and acts as a barrier, so hand sanitisers can compromise our ability to protect ourselves.
 
My naturopath gave me a natural alternative. She told me to buy some small atomisers and a bottle of water-soluble tea tree oil from the chemist. I would then pour about 20 drops of oil into each atomiser, and fill with water – that's all it takes to make your very own antiseptic.
 
These natural sanitisers are cheap, effective and have a lovely scent. An atomiser easily fits into a handbag, and is very handy if the kids get scratches and scrapes after playing – a quick spray on the affected area is all it takes.
 
Tea tree oil really is the best antiseptic around and there are so many uses for it. Happy natural sanitising!

'E-money jar' perfect for cashless society

I have saved $50 in virtual coins in just a few weeks, since I started using my online money jar! I like the idea of emptying out my purse at the end of every day and placing loose change into a money jar to help me to save. The trouble is, I don't really carry any cash on me any more! Whenever I need to buy something I transfer the exact amount onto my debit card then go out and buy it. This ensures I never have excess cash to spend but it makes it difficult to save loose change. So I came up with this idea. Every time I log on to Internet banking I check all my savings accounts and transfer all the cents into a separate savings account called my 'e-Money Jar'. It's working perfectly and is amazing how quickly those few cents soon mount up!