Put your nail biting habit to sleep for good

For most unconscious habits such as nail biting, hypnosis is often the best, cheapest and environmentally friendly cure for nail biting. No drugs, no chemicals and usable by any member of the family providing they are receptive to hypnosis. Some people cannot be hypnotised but they are very few and far between. A single personal session might be all that is needed, but there are some very good programs available in various formats for home use. Worth a go!

Cheap phones, games and movies from CeX

If you need to replace a mobile phone, make sure you check out CeX for great deals! They are Sydney based, but you can order online also. My old Samsung phone was dying, so I decided to get a replacement. I ordered a Huawei, and it was locked to Vodafone for just $80. I am using the Telco "Lebara" which is bought by Vodafone. The software is up to date too, better than the old Samsung! So if you know which provider you are connected to, e.g. Telstra, you can order a phone which is "locked" to them. Locked means, you can only use that provider's SIM card, no others. They have a lot of cheap games and movies available too! For more information, visit their website https://au.webuy.com/

True wealth comes in many forms

I am richer than I've ever been thanks to my Simple Savings outlook. When I first joined SS I made a number of small but significant changes to my life and the savings and benefits immediately began to add up. Here are a few of them:

I almost halved my grocery bill in a month - it went from $815 in February to just $430 in March when I started shopping at Aldi and carefully tracked every cent. I discovered my 'inner baker' and instead of buying cakes and biscuits, I baked them from scratch at home. When my washing machine broke down, instead of having to pay out $700 for a new one my wonderful boss gave me an old spare machine they had and no longer used. I made two calls to my insurers, one for my car and one for my house, and found I could save $150 and $400 respectively on my yearly payments. I checked my mobile plan. Because I hardly use it, it was not working in my favour. I changed to a prepaid plan and now what I spend is what I use.

And, finally, I stopped looking for another job to earn extra money. Every dollar I save means time I don't have to work. I am now building my 'wealth' every day in more ways than one.

Many of my friends I used to envy have new cars, impressive houses, expensive clothes - and huge credit card bills. They holiday in Bali or Queensland but work 40 hour weeks in order to do so. They pick up tired and stressed children from after school programs and feed them take away foods because they're too short on time and energy to cook from scratch.

I have a 13-year-old car, a 1980's house, cheap clothes - and NO credit card debt. We holiday three times a year for a week at a time in our trusty 80's caravan and I work 20 hours a week, during school hours, for four days a week. I have one day just for me (or housework). My children walk to and from school and come home to baked goods, home-cooked meals and a happy relaxed household. I'm there to oversee and help with homework and I watch all their sports games.

Ask me again if I want another job to have the 'stuff' I once thought I wanted/needed and my answer will be a clear, precise, 'No way'. Thank you Simple Savings for helping me to step back and see what's really important in life.

Add personal touch for successful renting

Going out of my way to present well to prospective landlords has really paid off for me. I recently had to find a new rental property and found that the open inspections where attracting many families at a time. Being a single mum of four, I knew I had my work cut out for me trying to get something over the two-parent families.

I decided I would write a covering letter as an introduction to the land agent/owners. I wrote about who we were and even what schools the kids went to, to show we were already established in the area, where I worked for the same reason. I got friends, my employer and my pastor to all write character references for me, which I copied and added with the letter. I also have a dog, which can be a problem so I got my then-current agent to write a reference for my dog too, which I also copied and added with the letter. I then attached these to the application, along with copies of my last four weeks' payslips and a payment summary from Centrelink.

The first house I applied for had more than 20 families and most of them were two-parent families. I added all the above mentioned stuff to my application and I was happy to receive a call the next day to say I was successful. I asked the agent if my letters and other details had helped and he told me that they had been the deciding factor. They liked that I had taken the extra step and cut out some of the work for them. They also appreciated that I had been so open with them. I would recommend this to anyone trying to rent a place. It takes only a little time and effort but could be just what you need to secure a house!