'Gentle reminder' can lead to a lifetime of saving

Often all it takes is the smallest reminder to make a huge difference. Having just turned 65 and now "eligible" to retire, I am not ready to do so either physically, emotionally or socially. I'm also frequently with younger people, who don't necessarily have the same basic foundation of budgeting that I was brought up with. With that in mind, I have taken to carrying around a subtle reminder of the cost of living which not only works for me, but will hopefully rub off on those around me.

My card wallet has a 'sticker' reminder, which says "$20? Is it worth one hour of work?" It's small and discreet, but effective! It also serves as a talking point when I am out and about with some of the younger ones and buying coffee or lunch. It's simple to make the label on the computer or by hand, then clear tape to the card wallet. Here's to some improved lifestyle options as I age further!

4 simple and effective tips to stop nail biting

For some low cost and effective nail biting solutions which just might work, I can recommend trying the following:

1. For those who have a UV light for gel polishes, get 'IBX Strengthen'. This is a product you can put on underneath the gel (still using the lamp to set) to also help strengthen the nail. It won't get rid of the habit, but may allow for better results when they get any kind of length to them.

2. Carry a nail file. I would bite mine to 'neaten them up' so if there was a sharp bit or a daggy bit I would even them up. This was a never-ending cycle that led to very sore quicks! By carrying a nail file, you can make sure there is nothing that can snag or anything.

3. I actually think that a few months of artificial nails (I like 'Prescription Nails' by GO30 as they don't damage your natural nails as much) while you are breaking the habit is helpful, as they are very hard and you can't really bite them. I do find I still put them in my mouth or tap my teeth with them so I really need to break that habit too! But after that, refer to tip1.

4. This article is also a good one to read! https://hellogiggles.com/beauty/how-to-stop-nail-biting-10-steps/

How to make your own white board

We made our own white board for next to nothing out of an old glass frame and some white spray paint. I got an old picture frame with glass in it for $4.00 from Vinnies. I took out the glass, cleaned it and spray painted one side with white paint. I then painted the frame black and put it all back together again with the painted side of the glass on the inside, and my new white board was ready. I use regular white board markers on it and it only takes a tissue or cloth to wipe off.

Home-made floor mop

My home-made Enjo-style floor mop is a joy to use and cost me just $6.00 compared to the brand name alternative! I had been hearing about the wonders of the Enjo cleaning cloths and mops for some time, but the price tag always stopped me from buying one!

Using a hint from the Vault, I purchased half a metre of quality polar fleece for $6.00 and cut it into eight decent sized cleaning cloths, they worked great. Then I looked at my sad sponge mop. It was in a terrible state and the sponge needed replacing - so I decided to try and make my own Enjo-style mop head!

I took one of the cloths I had cut and stitched some elastic around the edges. I now had a removable mop head, and with a little vinegar and eucalyptus I had a sparkling floor. Now every time I mop the floor, I just rinsed out the cloth, dry and replace!