My uni studies STOPPED me biting my nails!

I've been enjoying long, beautiful nails for 30 years, thanks to a method called behaviour modification! I was required to do it as part of a psychology unit at university. It is a method which rewards good behaviour and punishes bad behaviour. This is the method:

1. You determine what you want to change: I want to stop biting my fingernails.
2. You determine what would be a good reward. I will give myself $1.00 coin.
3. You determine what would be a good punishment. I will give $2.00 to charity. Note: It is best that the punishment is worse than the reward, so you can obviously achieve your positive goal ASAP. The simpler your rewards and punishments are, the better. I used the money to purchase a scarf but you could do it for anything.
4. You work out what you need to motivate yourself to achieve that positive outcome. I used hand cream daily, I used oil to massage the cuticles daily, I painted my nails with nail hardener and once the nails grew past my fingers, I got manicures regularly.
5. Draw up a table as shown below, to keep track of your progress daily to get to your eventual goal:

Day 1 – Outcome: I put my fingers in my mouth So you put a cross in the negative box and take the punishment. Negative Positive Punishment Reward x $2.00 paid to charity

Day 2 – Outcome: I didn’t put my fingers in my mouth So you put a cross in the positive box and take the reward Negative Positive Punishment Reward x $1.00 paid to myself

From memory I stopped biting my nails after the second week and kept going until I grew my nails to the length I wanted them. I found that it took about 10 weeks to achieve the outcome I wanted. I didn’t think I would get long fingernails, but I did and continue to do so!

Keep the straws from unwanted drink bottles

If you have a drink bottle with an internal straw, when the bottle cracks, leaks or dies, don't throw the straw out! Remove it from the bottle and keep it in your cutlery drawer for whenever you need a straw, or keep a couple in your bag for use when you're out. I keep three in a little cotton bag in my handbag for when we order a drink that would normally come with a disposable straw (milkshakes, iced coffees, spiders, soft drinks). After use, I just give the straw a quick rinse in the restroom sink, or wrap in a serviette, and give a good wash when I get home. A simple way to reduce waste and help the planet!

Cheap toddler food at the shops

I've found a really cheap and nutritious way of feeding my toddler when we are out shopping. Most of the shopping centres around us have a food hall and most of them have a roast carvery type place (that sells roast meat, chips, vegetables and so on).

At the carvery, I ask for a bowl of peas, beans and carrots for my baby. Some places have given it to me for free, commenting how nice it is to see children eating vegetables. Other places will charge $0.50c and the most I have ever paid is $1.00 for a 'big' baby sized bowl full. Don't forget to ask if you are buying a roast meal there yourself, because they may throw in a baby sized bowl free.

It's great when I run out of food at the shops, if he eats everything I have taken with us, or if I've taken longer shopping than planned - it's really healthy and cheaper than buying baby food in jars (which my toddler refuses to eat anyway). We have been doing this since he was eating finger foods from around 12 months old. When he was small he used to eat one pea at a time, which provided hours of entertainment too!

There are other vegetables available but we avoid any that have been fried or cooked in oils (like roast potato) and those that have sauces (like cauliflower cheese).

Debt free and never happier

Over the past four years I have been fighting my way out of debt. I was left with a large amount of debt when my marriage ended and it seemed I would never find a way out, working nights to support myself and five children and trying to reduce the debt in some way. Then, instead of just reading Simple Savings I began implementing as much of it as I could. Along the way I found that things I previously thought were impossible are just every day now!

Two of my children have now left home and are independent and I have three daughters still living with me. I have found new ways to feed them and where once they would have baulked if I offered them home-made soup after school, they now eat it with relish. A home-made frappe was dessert last night and they were happy and satisfied with that. Fruit jellies, home-made scrolls and calzone along with the batch of cake and muffins or bikkies I make are average snacks and lunches. School lunch today was home-made soup with home-made pizza scrolls. It certainly took a while to change their views from believing that everything had to be store bought and chips were the afternoon snack.

I am now debt free and have savings - something I never thought I would have! Bulk toilet paper, bulk washing powder, skim milk powder, and bulk meat buys at a discount butcher and fruit from the growers has saved me a small fortune.

I recently moved in with my partner to his home with the girls and together we have been able to make more and more changes which once would have not been thought possible but with small steps we have cut out television unless it is a special documentary or one of the two shows per week we deem suitable. The girls now play outside or garden, or read and do homework after school instead of being glued to the 'box' and they haven't asked to play Nintendo for weeks now. Water or weak cordial is the staple drink, with the occasional juice for a treat.

I am now a stay at home mum and as long as I can feed this family, pay for petrol in my car and keep the girls clothed for under $500 per fortnight it will stay that way. I am working hard to make sure these dreams come true.

In reality there is no sacrifice - you just need to know what you want and aim for it every day.