Recent Hints

From nail biter to nail care teacher - tips that work

I was a nail biter from a very young age. Now, I teach others how they can have beautiful nails, without spending a fortune. All you need is a little basic nail care. Soak your nails in oil for 10 minutes each day for one month. Whatever oil is in the kitchen pantry will do. Massage each nail in a circular motion (not back and forth) with the ball of the thumb. After the first month, this treatment is only needed once a month .

The next step is to treat nails weekly for the next six weeks . Cleanse them with a nail polish remover, again starting at the end of the nail bed and working down the nail to the tip. From here on, apply a simple protective barrier nail polish every day. In the beginning, the nail polish builds up as you are learning - do not worry or be concerned about that - just only do the nails once a week. Every week also file and buff the nails. Only do this once per week, as one can over process the nails (just as you can do with skin and so on).

I have ended up teaching nails care for 20 years and all of my clients who have followed handling correctly as well as the process are the proud owners of beautiful nails and hands!

By: Maggi S 17 responses in the members' forum

Online tips and tricks to stop nail biting

To prevent nail biting, let your fingers do the walking online to find some 'handy' solutions! These nail cover rings are one way -

https://www.ebay.com.au/itm/1pc-Finger-Nail-Art-Crystal-Fake-Nails-Decoration-Design-Ring-Jewelry-Crown/143196160954?hash=item21572803ba:m:mQfsbiR-zn8wkg769J1yrCw

Or you could even try Thai Dancers tips with a little modification -

http://www.ramthai.com/ramb007.html

http://www.ramthai.com/ramb059.html

Self cast tips would be more costly, unless you know someone in the business; or invest in a set of silicone tips if you can stop the nail biter from peeling them off!

https://www.ebay.com.au/sch/i.html?_from=R40&_trksid=p2047675.m570.l1313.TR1.TRC0.A0.H0.Xsilicone+finger+protector.TRS0&_nkw=silicone+finger+protector&_sacat=0

By: Tina Othello

More...


Hottest Hints

From lows come great highs

Our story is a great example of how thinking outside the square has enabled us to get ahead, even through the toughest of trials. My husband is on a disability pension receiving $450 per fortnight and I work 20 hours per fortnight earning $397. I have chosen not to apply for Centrelink benefits due to the numerous requirements. Our uninsured home burnt down 10 years ago leaving us homeless (I went into premature labour and spent six weeks in hospital with complications so I had somewhere to stay but my partner lived in our car with our two dogs for this time). We were at the lowest point ever and could not imagine how we were going to survive. We were advised to go bankrupt, which we did but we were now unable to get finance (in hindsight an absolute blessing) to get another house.

We did what most people do and rented a house in the suburbs thinking this was it for us. After three years of this we decided to look elsewhere and found a house in 'woop woop' which was $6000 (pre-real estate boom). Using my first home owner grant we purchased our house and although it was two hours from anywhere good, it was ours outright. This in itself is a handy hint to look outside of the box - our 'woop woop' town had a doctor, a supermarket and a school so it was fine and we lived there happily for another three years. At this point the real estate boom happened and we sold our house for $48,000 and decided to look outside the box once again. We ended up 2000km away from home in a place two hours from Adelaide. We still live here happily and after four years the value of our property has gone from $35,000 to $95,000 (I swear getting our first home owner grant was like winning the lottery).

But we still couldn't save any money so two years ago I cancelled my fortnightly family tax benefit from Centrelink (approx $200 per fortnight). It was hard - very, very hard for the first eight months but then it was tax time and I was very surprised when I received a tax return of more than $7000 with my lump sum FTB part A and B. We paid our bills and bought a second hand car. This year I paid a little extra tax each week ($10) and was pleasantly surprised by an $8000 tax return. With this we bought a block of land 30 minutes down the road (in a bigger town closer to Adelaide). The value of this block is double what we actually paid! Some people say we were lucky but luck had nothing to do with it - we were just prepared to live in very yucky houses in areas no one wants to live. Three months ago a house in our town sold for $21,000 which is around the same as the first home owner grant now and there are still others which would be around the same price. We don't have sewerage or town water but we have a school and a pub so it was certainly a change in lifestyle.

Other people have asked how we are doing so well now and I just laugh! We are earning $845 per fortnight and I have chosen not to work extra hours so I can still be a stay at home mum to our diabetic 10-year-old. We have private health cover, Internet, insurance, power, phone, petrol expenses ($100 fortnight), rates, medical expenses and even private school fees to pay but we still have enough to go around and often support other people with food, even though they are making much more than us. This year we plan on buying a second hand relocatable house for our block with our tax return. It may be a form of forced savings by not getting a fortnightly benefit but when it comes in it is amazing. Thanks to careful budgeting and Simple Savings we easily survive!

By: Lee 45 responses in the members' forum

Make inexpensive liquid plant food

I can make hundreds of litres of liquid plant food from just $12 worth of Dynamic Lifter pellets! This will buy a 10kg bag. Just add around four handfuls of pellets to a nine litre bucket of water and let steep for a couple of days, mixing occasionally. When you have a nice 'tea', pour a couple of litres of the liquid, into a nine litre watering can, top up with water and give your garden a drink. Repeat until all the 'tea' is gone, then add more water to the residual at the bottom of the bucket and repeat this process. As the mixture gets weaker, you can use on seedlings, vegetables and more delicate plants such as azaleas and gardenias. The 'weak' mixture can be used as a health tonic or sprayed directly onto the foliage of plants (remember not to spray if the weather is over 20 degrees Celsius, as this will burn the foliage). Once you get to the real weak stuff, simply pour the residual under a tree and water in well.

You can also make hundreds of litres of liquid fertiliser from a 10kg bag of Blood and Bone pellets at an initial cost of approxiamtely $1.20 per kilo. Compared to a litre bottle of liquid plant food (such as Seasol) which costs about $10 and will make just over 300 nine litre buckets (going on the manufacturer's average of 30ml per bucket), your bag will make many hundreds of buckets of first grade solution followed by many more second and third grade 'weak' solutions which are ideal for foliar feeding. A huge saving, which will give you enough fertiliser to last you a whole year or more!

By: Laura Aznavorian 15 responses in the members' forum

More...