What is in the Savings Vault?
It is filled with valuable, precious information - tips that will save you thousands of dollars.
The Vault contains informal product reviews, general savings hints, bargain hunting tips, online discounts, saving stories and a discussion forum. Here are some snippets from the Savings Vault:-
Groceries
Raincheck tickets available for Coles specials
If an advertised special has sold out at Coles within the period advertised, it is still possible to take advantage of the discounted price. All you have to do is go to the customer service desk and ask to be issued with a raincheck ticket. This ticket covers you for the discounted item(s) you want, and you have a month in which to redeem it. Great for buying in bulk - I managed to save $9.00 on cheese this way!
Top ten consumer rating for Duo Concentrate
Duo Concentrate washing powder is available for around $2.00 per kg on special. The cost per wash works out to be the same as 'no-name' brands - yet the performance is much better. Last year, Duo was rated in the top 10 of 50 brands tested by the CHOICE Consumer Association, which is great news for an Australian product. I save around $0.50c per wash ($2.00 per week or $104 per year!) and still get great quality washing performance.
Bargain Hunting Tips -
Pay cash and get more for your dollar
The 'bargain' special price advertised at the large retail stores isn't really that special. They are almost always attached to 12 months interest free binds, and so on. Apparently, the retail outlet has to pay a fee on each purchase on interest free to AGC (or GE Capital). The fee is up to 8%, depending on the store. I obtained this knowledge from a salesperson.
I used this knowledge to enable further discount on already reduced prices. Once I knew about the fee and stressed to the salesman I was paying with cash, I didn't think I should pay the fee. I saved another $100 on what was already a bargain!
Online Discounts -
'Priceless' savings for pet needs
There is a fantastic website for purchasing online pet medications at unbeatable prices. It is called Priceless Pets and stocks the most competitive prices I have found. For example; I recently purchased Sentinal Spectrum at $55.20 for a pack of six tablets. A saving of $13.75 compared to Vetstop website prices! Another great feature is that for each order, Priceless Pets contribute a $2.00 donation to animal welfare education program, Awesome Animals. Their service is prompt and efficient, though you will need to mail your order as they do not process credit card details over the Internet at the time of writing.
http://www.pricelesspets.com.au
Online health savings
I can save between 10% and 60% on my online vitamin and supplement purchases. I do all my shopping via a Melbourne based website, that only sells through the Internet. The company is called Health Online and they have savings on vitamins, minerals, supplements, health, beauty products - the list goes on. The choice is not limited to generic brands; all the main brands including Nature's Own, Sandra Cabot, Blackmore's and so on are included. The savings are incredible!
I have bought vitamins for years and am well aware of the general price of brands. I usually buy Wildlife Guarana by Nature's Own at a cost of between $35 and $48 per box of 50 tablets. At Healthline I pay $25.85, a saving of $22.15! On an annual basis, buying this product alone saves me a whopping $191.82 per year on other outlets.
The company delivers Australia wide for $4.75, which is a huge saving on anywhere else that I have researched. The products are delivered from 1-5 days and they also deliver worldwide. They sell ailment remedies, herbal medicines, essential oils, sports nutrition and weight control remedies, all at the same low prices. Do visit their website; these guys cannot be beaten on price and service.
http://www.healthonline.com.au
General Savings Hints-
Extend the life of expensive razor blades
My husband will only use expensive razor blades, such as the Gillette Mach 3. These cost around $10 for a packet of four and $20 for eight. My husband was making his last no more than a couple of weeks.
On close inspection, I found that the blades develop tiny deposits of rust on them which quickly makes them blunt. To counteract this, I put a dish of olive oil in our bathroom and my husband, after shaving, puts the blade in the olive oil where it sits, completely covered, until the next shave.
The oil covers the blade so that rust cannot form. My husband was very sceptical at first but is now a convert. Each blade is now lasting up to three months - a huge difference!
Saving Stories -
Auctions can save you thousands
My friend and I have saved thousands by purchasing household appliances at auction houses. We keep an eye out for advertisements in the paper. My friend saved $1,500 on a brand new oven, another $400 on a stainless steel oven for me, and a further $500 on a third one. A total of $2,250 saving in one trip! I also saved $650 on my fridge by buying this way. Don't be scared of auctions. The staff are usually nice and friendly. Just get in there and grab a bargain - I'm never paying retail prices again!
Feed seven people for $600 a month!
Shop for your groceries each calendar month (never weekly), and never go shopping until the exact day arrives (for example, plan to shop on the 30th day of each month). You would be surprised at how creative and resourceful you can become. My family says that the best meals I make are when we have 'nothing in the house'!
Instead of going shopping to buy individual items, make a packet cake or biscuits - or substitute things that you don't have in the pantry with something that you do. For example, when I made chocolate chip biscuits, I didn't have any choc chips, so I used sultanas instead. Learn to improvise!
Keep all your soap odds and ends in a tub under the sink. If you need soap, just blend them in the blender to make liquid soap. You can also use this if you run out of washing-up liquid or washing powder. Soap powder works just the same in the dishwasher if you run out.
If teenagers run out of gel, encourage them to try using hair conditioner instead. Once dry, it sets just like gel!
It's amazing what you can come up with to 'stretch out' the time until shopping day arrives. When it comes, only buy what you need and never exceed your budget. If you go under budget, reward the family (or yourself) with the savings.
Our family of seven live on just $600 a month ($300 on groceries, $100 on meat, $100 on milk and $100 on vegetables and fruit). We still enjoy takeaways once a month, thanks to the savings we have left over!
At the moment the Savings Vault contains over 8,500 saving hints. By combining everyones tips, we save people (including us) a lot of money. You can learn a lot from other Australian's shopping experiences because they are real.
Saving money our way ...... the lazy way.
Being lazy does work. Clever shopping is a habit. All you have to do is get your mind around it. It can take a little bit of work at the start, but once you get the knack of it you will have more time and more money for less effort.
The biggest way you are going to save money is by improving your shopping habits. Learning where and when to shop and incorporating it into your busy life.
Easy, simple, useful tips
We are not talking about super-complicated theories. The Savings Vault is filled with great ideas and products people use so they have money left over at the end of each month.
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We aren't financial advisers.
Most members are mums, dads, young couples, uni students and grandparents sharing the secrets of their household. It is information you can understand and use straight away.
The Savings Vault is filled with detail. Masses of it. The Groceries section alone has over 800 hints. There is so much information that if we turned the entire Savings Vault into a book we would have to charge over $150 just to cover printing costs. Luckily, we do not have to pay for printers so we can pack it full of information and only charge $47.00 $31.00 per year.
So click here and browse through the Savings Vault preview page. It is important you see exactly where you will be able to save your hard earned money.
Imagine all the money you will save on your grocery bill. Stop wasting money. You'll save many times the cost of this membership in the first year. Some members have saved over $4,000.
FULL ONE YEAR GUARANTEE
If you do not feel you are getting good value or you are not happy with the Savings Vault for any reason, you can have your money back. We are still growing. We add around 100 hints to the Savings Vault every month. So we are giving you a 365 day guarantee. So if we are not covering your area completely, or you don't like me, or we haven't answered your questions or for any other reason, you can have your money back. No questions asked. Right up to the final day of this 365 day guarantee!
Now picture this: It's a year from today (or a lot sooner), and you are saving $80 every single week -- with a lot less effort than you expected. That's over $4,000 per year. Even better, you know that these savings will continue for the rest of your life.
Now, stop and look back on today. How much would you pay a person to save you $4,000? It is a lot of money. How much would you pay them?
Would you pay them $2,000? How about $1,000? How about $500? Well, we charge $47.00 $31.00.
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Think of it this way: All you need to do is use two or three of the 8,500 hints in the Savings Vault and you will get your money back. It doesn't get much better than that.
We spend all our time trying to build an excellent product. I hate hearing people fight over money. I love seeing happy people achieving their goals.
Good luck and enjoy the trip.
Many grins,
Fiona Lippey
Miser Extraordinaire
SimpleSavings.com.au
PS. This information really works. It has helped us build a very happy and content family. I recommend it to anyone. Spending wisely has meant we can have more time together as a family. It has really improved the quality of our lives. Click here to order now.
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